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What is a Payday Loan or Cash Advance?
A payday advance provides you
with an unsecured, short-term cash advance until your payday.
Customers choose payday advances to cover small, unexpected expenses
while avoiding costly bounced-check fees and late payment penalties.
With Payday Quote Advisor you can apply for a payday loan online and
have your advance electronically deposited to your checking or
savings account.
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What about
qualifying?
Qualifying for a payday advance is easier than qualifying for traditional
credit. Payday Quote Advisor does not perform credit checks. Your job and
your paycheck act as your collateral
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What if I have bad credit?
Bad credit will not prevent you
from receiving a payday loan at Payday Quote Advisor. Our friendly
managers will work with you, even if you have already been turned
down by other lenders.
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Is my
application and financial information secure?
We
respect our customer’s privacy needs in managing their personal finances. Our
site uses a variety of security measures to maintain the safety of your personal
information. All sensitive information transmitted between your browser and our
website uses 128 bit Secure Socket Layer (SSL) encryption technology
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How much can I receive? Your first Payday Quote
Advisor loan is based upon the information you provide in your membership
application. After successful repayment of your payday loan, we may raise your
loan amount on any future Payday Quote Advisor loans.
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When I will receive my payday loan?
Your application will be processed within 30 minutes, once it
has been received. When approved, you will receive your loan on the next
business day. Once you receive the loan, we will help you to schedule you
repayment dates so that you won’t have to worry about bounced checks or missed
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How do I know that my loan has been approved?
You will receive an email notification once your loan has
been approved. Payday Quote Advisor reserves the right to make adjustments to
your loan approval until the time you receive the funds in your bank account
based on new information regarding your loan application.
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When will my loan be due?
Your due date will normally be due on your next payday that
is between 8 and 25 days away. Each state has different rules and
regulations.
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What if I can’t repay my loan on the due data?
If you can’t repay the full amount of your loan on the due date, you may be able to request a loan extension.
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How are fees established?
Our fees are competitive and in compliance with all applicable state and federal laws.
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